Mr. Jamie Bearse is the President and CEO of ZERO — The End of Prostate Cancer (www.zerocancer. org). ZERO is a United States-based nonprofit with a mission to end prostate cancer.
Mr. Bearse talks to us about prostate cancer and finances.
It’s frightening to hear that you have cancer. A prostate cancer diagnosis can be devastating physically, mentally, emotionally, and financially. Coping with a shocking diagnosis is only made more complicated by having to make important decisions and coping with the costs that come with those decisions.
Stress and anxiety over fighting prostate cancer and choosing the best treatment pathway are complicated enough. Many patients also struggle to meet the financial burden that comes with cancer. Out-of-pocket costs to fight cancer are a significant barrier to survival as studies show that cancer patients are two-and-a-half-times more likely to declare bankruptcy than those without cancer. In addition, one out of three patients turns to family and friends for financial support during their cancer journey. These economic struggles can cause treatment nonadherence and lifestyle changes that can worsen a patient’s outcome.
I frequently hear from patients about their financial struggles in their prostate cancer journey. There are countless stories about men dropping off treatment to keep their family’s financial future secure or families moving into campgrounds because they lost a home to the financial burden of fighting cancer. But enough is enough. We’re taking action.
We created ZERO360 a free, one-on-one comprehensive patient support program designed to help men find financial aid and other resources that best fit their individual needs. ZERO360 is a patient navigation program that connects patients with trained case managers who can help them find copay and other financial assistance to address medical debt and other costs incurred during treatment. This can include free or reduced treatment access, financial support for treatments through copayment, coinsurance, premium or deductible assistance programs, insurance navigation and benefit help, as well as resources for cost-of-living support among other assistance on a case-by-case basis.
ZERO360 helps the men who need it the most. Over the last 18 months, more than 830 men have benefited from the program, with more than $570,000 in financial relief secured for patients. From the newly diagnosed to men who have been battling their disease for years—many are Stage IV patients on a combination of expensive therapies—this is the type of comprehensive support that men need. Whether they need help understanding coverage options, finding sources of financial aid, or resolving issues with private insurance, ZERO360 case managers are trained professionals who are experts in addressing needs and identifying resources for men.
In addition to ZERO’s comprehensive program, additional resources are available to help men access their prescribed treatment as well as pay for any ancillary expenses. Programs that help with prescribed medications include patient assistance (free drug) programs that provide free product for uninsured and underinsured patients; charitable copay assistance program that provide assistance to federally and commercially-insured patients; and manufacturer copay cards that provide assistance to commercially insured patients. There are also organizations that often have funds available for copay assistance, treatment, transportation, and other ancillary expenses. You can find a full list of available resources on our website at http://www.zerocancer.org/ financial-resources.
When considering treatment and the cost of care, it’s important to learn as much as possible about treatment costs, insurance options, and other treatment-related expenses. No matter where a man is on his prostate cancer journey, there are resources available to help. Call 844- 244-1309 (toll-free) to get started with ZERO360.
You never have to fight prostate cancer alone; we’re here for you, every step of the way.